Choosing insurance often comes down to who offers the best quote. However, it is worth bearing in mind other factors when choosing the right company. Many companies will offer very different levels of excess which could make a major difference should you be involved in an accident, in some occasions meaning that repairs simply end up not being cost-effective at all.
For those who do not rely on their car, price alone may be an overriding factor, however for those who need their car in their everyday life, from families to those who need their cars for work, and especially driving instructors whose entire livelihood depends on their cars, there are many who will need specific plans that cater for exactly what they need.

Driving instructor insurance is probably one of the most important to get right. After all, not only are cars a very integral part of the work driving instructors do, but the cars are also far more likely to be involved in accidents or gather scratches and scrapes than with the majority of other cars.

No one is going to want to learn from an instructor whose car looks like it has been through a war zone, therefore even scrapes and scratches will need to be repaired cost-effectively. Finding the right driving instructor insurance is therefore about a lot more than just finding something cheap and cheerful. The right insurance company will also help you with your claim from start to finish and will help ensure that any incidents do not drain you financially or affect your potential to earn.

The right instructor insurance will also offer far more flexibility. For instance, certain instructor insurance will only cover you if you are full time instructor or will restrict cover to drivers over a certain age, whereas others may well even cover you to tutor those under 17 off-road.

No matter who you are or what you do, car insurance is about a lot more than price, so be sure you know exactly what you are getting for your money.