ADI and PDI insurance are going to be unique to each individual. Whilst normal insurance policies will undoubtedly cover the most likely scenarios drivers will face on the road, when it comes to something like ADI insurance, almost everyone’s needs will be different.
The people you teach, how often you teach and the effects that an accident or incident will have on your ability to work and therefore income can all make major differences to the best policy for you. On top of this, some will use the same car in their social life as they do when teaching and finding the right cover for this can make a major difference to how much your policy is.

Many ADI and PDI insurance policies are one-size fits all, and it will simply be a case of finding one that is cost-effective. However, the best insurance companies will offer far more tailored solutions, allowing you to get all the services you need, without having to pay for the ones you don’t. You may also find that personal insurance policies fall as a result, saving you money but still ensuring you have all the cover you need both in your personal and your business life.

By tailoring insurance policies you are not only likely to pay far less, but you can also ensure that you have benefits and cover that might be absent from a generic policy, meaning that you can be sure to be safe no matter how unique your own needs are.

When looking for ADI insurance, price will obviously be important as you will not wish to be paying over the odds. However, by paying more for the right policy you may well end up saving a great deal of money in the long run. Tailoring your policy doesn’t always mean your insurance will cost more though, and for the majority of people, getting a unique quote will actually end up saving you rather than costing you.